1 - How to Compare Diamonds

If you are shopping on a budget, remember that all diamonds sparkle, and the most important attribute of an engagement diamond is the way it makes a woman feel. Diamonds are the ultimate gift of love. Any diamond you choose will make your woman feel cherished.

However, it is important that you do a little homework before you go shopping. The 4C's (Cut, Clarity, Color and Carat Weight) are the basic attributes used to compare diamonds. An understanding of the 4C's will give you a way to compare two diamonds and help you set basic price parameters.

How to compare diamond color:

The finest diamonds are colorless, rare and expensive. On the GIA grading scale below, D, E, F are considered colorless, G, H, I, J, K, and even L, near colorless and any grade M or below shows an increasingly yellowish tinge. Beyond the preference for a whiter stone, however, the color of a diamond does not affect its brightness or sparkle.

Worthy of note:  Most experts agree that, when mounted, diamonds in the "G, H, I, J" range appear colorless and represent a much better value than "D, E, F" stones which command significantly higher prices.

Worthy of note:  Most experts agree that, when mounted, diamonds in the "G, H, I, J" range appear colorless and represent a much better value than "D, E, F" stones which command significantly higher prices.

How to compare diamond Clarity:

Diamonds with fewer flaws are rare and therefore more highly prized. In many cases, these flaws (or inclusions) don't detract from the beauty of the diamond because they are invisible to the naked eye. The GIA grading scale below shows clarity ranges from "Internally Flawless" (IF) to "Very Very Slight" Inclusions (VVS), to "Very Slight" Inclusions (VS), to "Slightly Included" (SI), to "Included" (I).

Worthy of note:  Any grade "SI2" or above has inclusions that are "eye clean", not visible to the naked eye. An "I1" grade can be an excellent value, particularly if the inclusion is on the outer edge. "I2" grades can still exhibit a fair degree of fire and light. "I3" grade diamonds are noticeably more opaque or dark to the naked eye.

Worthy of note:  Any grade "SI2" or above has inclusions that are "eye clean", not visible to the naked eye. An "I1" grade can be an excellent value, particularly if the inclusion is on the outer edge. "I2" grades can still exhibit a fair degree of fire and light. "I3" grade diamonds are noticeably more opaque or dark to the naked eye.

How to compare diamond Cut, Symmetry and Polish:

More than any other attribute, it is the Cut that makes a diamond brilliant and beautiful. A diamond that is well cut reflects light internally and displays a dazzling shower of light back through the top of the stone. A poorly cut diamond will leak light out of the bottom and sides, as illustrated below. Symmetry is another important factor in the brilliance and beauty of a diamond. A diamond is like a small house of mirrors. If the facets are lined up properly, the diamond returns more light to the viewer's eye. Finally, a diamond that is well Polished will reflect more light and sparkle from the surface to the viewer's eye. Cut, Symmetry and Polish are rated on your diamond certificate from Poor to Excellent.

Worthy of note:  The measurements listed on your diamond grading report also give an indication of how brilliant your diamond will be. The formula for cutting a diamond of ideal proportions was written in 1919 by Marcel Tolkowsky. Although it is rather complex, you can find the information by searching his name from within any popular internet search site.

Worthy of note:  The measurements listed on your diamond grading report also give an indication of how brilliant your diamond will be. The formula for cutting a diamond of ideal proportions was written in 1919 by Marcel Tolkowsky. Although it is rather complex, you can find the information by searching his name from within any popular internet search site.

How does the diamond Carat Weight compare to in relation to a human hand:

All the information about a diamond such as carat weight, clarity, and color are very important but, when all is said and done, what will really matter is how good it looks on a woman's hand. Following is a series of example images showing diamonds of various carat weighs and how they look in relation to an average woman's hand.

1/4 Carat

1/4 Carat

1 Carat

1 Carat

2 Carat

2 Carat

2 - Finding a Balance Between Value and Quality

All diamond rings look bright and sparkling when worn on a woman's hand. Women love to wear diamonds. So don't be too concerned if your budget allows only a lower quality diamond. Let's face it: for the same price, some women would prefer a larger diamond of lower quality over a smaller diamond of higher quality.

However, the quality becomes clear when different diamonds are viewed under a microscope.

How to choose the best diamond value:

While choosing a diamond is a matter of opinion, we have our preferences. For the price, larger is better as long as the diamond does not fall below your expectations for brilliance and beauty, which are determined by the Cut, Symmetry, Polish, Clarity and Color ratings.

The images below show a range of diamond qualities viewed under a microscope.

This is a G color I1 clarity diamond with a "Very Good" Cut and "Excellent" Symmetry. It has a flaw (near the top) that would be visible to the naked eye. However, a diamond like this can be a very good value for the price and the G Color is virtually indistinguishable from the highest color (D)after the diamond is mounted.

This is a G color I1 clarity diamond with a "Very Good" Cut and "Excellent" Symmetry. It has a flaw (near the top) that would be visible to the naked eye. However, a diamond like this can be a very good value for the price and the G Color is virtually indistinguishable from the highest color (D)after the diamond is mounted.

This is an F color VS1 clarity diamond with an"Excellent" Cut and Symmetry. It has no flaws visible to the naked eye. It will display a shower of fire, scintillation and brightness when moved under a source of light. Nearly all of the light entering the diamond is reflected back to the viewer's eye through the table and crown of this diamond.

This is an F color VS1 clarity diamond with an"Excellent" Cut and Symmetry. It has no flaws visible to the naked eye. It will display a shower of fire, scintillation and brightness when moved under a source of light. Nearly all of the light entering the diamond is reflected back to the viewer's eye through the table and crown of this diamond.

This is a G color I2 clarity diamond with a "Good" Cut. It has several flaws and it looks a little dark overall, but there is plenty of light reflecting through the table, and it will show flashes of fire and scintillation when it is moved under a light source.

This is a G color I2 clarity diamond with a "Good" Cut. It has several flaws and it looks a little dark overall, but there is plenty of light reflecting through the table, and it will show flashes of fire and scintillation when it is moved under a light source.

This is a J color I3 clarity diamond with a "Fair" Cut. It looks opaque because there is very little light reflecting through the table. This is a result of both a shallow Cut and several cloudy flaws inside the stone. Stones like this can look fairly dull.

This is a J color I3 clarity diamond with a "Fair" Cut. It looks opaque because there is very little light reflecting through the table. This is a result of both a shallow Cut and several cloudy flaws inside the stone. Stones like this can look fairly dull.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Guidelines for Making your Diamond Selection:

For those on a budget, we would recommend a diamond with a "Good Cut" and "Symmetry" rating, a "Clarity" rating of SI2 & I1 (GIA Certificates) or SI2 &SI3 (EGL Certificates) and a "Color" rating of J-K-L (GIA Certificates) or H-I-J (EGL Certificates).

The reason for the different color & clarity grades is because the EGL Certificates are a little more leniently graded than the GIA Certificates. That means you will get lower prices with EGL Certificates with the same grade as the GIA Certificates. There is nothing wrong with EGL certificates. They are more affordable and the majority of people purchase them.

The "Cut" and "Symmetry" rating have the greatest effect on the brilliance of a diamond. While a "Clarity" rating of I1 means that the diamond has a flaw visible to the naked eye, it may not detract from the overall beauty, especially if the flaw is near the outer edge of the stone and could perhaps be hidden under a prong. The "Color" rating does not affect the brilliance of a diamond, so we've chosen to compromise a little more on this attribute in order to lower the cost.

For those seeking an exceptional diamond, we would recommend an "Excellent Cut" and "Symmetry" rating, a "Clarity" rating of VS1 or better, and a "Color"rating of G or better. The "Excellent Cut" and "Symmetry" will return an extraordinary shower of fire, scintillation and brilliance to the viewer's eye. A "Clarity"rating of SI or better is "eye clean", meaning that no flaws are visible with the naked eye. A "Color" rating of G or better is nearly impossible to distinguish from the more costly D "Color" after the diamond is mounted.

3 - Can I Trade-up In The Future?

Wolf Jewelry guarantees the full trade in value of your diamond purchase toward a larger diamond worth 100% or more than the original price, at any time you wish.

You will receive credit for the price paid for your diamond towards a new diamond purchase. There is no limit on the number of times you can upgrade, and there is no re-stocking fee. Simply call our toll free number, speak with one of our friendly representatives, and obtain your Return Authorization Number (RA#).

The original purchase price of your trade-up will be applied toward the purchase of a new diamond with at least double additional value, providing the following conditions are met:
 

A. Diamond is not damaged.

B. The original diamond certificate is included. (If you do not return the original diamond certificate, there will be a $150.00 fee).

C. The copy of original purchase receipt showing price paid and date of purchase.
 

Shipping: Please send your diamond with original diamond certificate, copy of original purchase receipt and Return Authorization Number to:

WOLF JEWELRY

Attn: RA# 

2519 N MCMULLEN BOOTH RD SUITE 207

CLEARWATER, FL 33761-4159

727.600.8009

 

Note: Please, send your item fully insured. You should not write anything outside of your package that might hint to anyone that it contains jewelry